The OSISATECH cut-off mark for Insurance is JAMB’s polytechnic minimum of 100. OSISATECH has not published a departmental figure for the course, but the school’s FAQ says applicants who score 140 and above are likely to be admitted, a figure it reviews each year.
2027/2028 update: OSISATECH cut-off marks usually stay the same from one year to the next, so the figures on this page are what 2027/2028 candidates should plan with. They come from the latest official notice (2026/2027). If the 2027/2028 notice changes anything, we will update this page.
Insurance appears on JAMB’s course list for Our Saviour Institute of Science and Technology twice, once under Administration and once under Social and Management Sciences. Both entries carry the same subject rules, and both point to the same ND course. Here is what you need to score, which subjects to write, how admission works without a Post-UTME test, and what the course leads to.
OSISATECH Insurance cut-off mark at a glance
| Item | Position | Status |
|---|---|---|
| JAMB minimum for polytechnics (2026/2027) | 100 | Official |
| OSISATECH cut-off for Insurance | Not published | No figure for any year |
| OSISATECH’s “likely” score | 140 and above | School FAQ, last updated October 2021 |
| On JAMB’s OSISATECH list | Yes (listed twice) | Myschool reprint of JAMB list |
| UTME subjects | English, Mathematics + two of Economics, Geography, Commerce, Principles of Accounts | JAMB brochure (Myschool reprint) |
| Post-UTME | None | School FAQ (2021) |
| Level | ND, two years full-time | OSISATECH admission page |
Insurance cut-off history at OSISATECH
| Session | Figure | What it is | Status |
|---|---|---|---|
| 2026/2027 | 100 | JAMB minimum UTME score for polytechnics | Official (JAMB policy meeting, reported by NAN, 11 May 2026) |
| 2025/2026 | 100 | JAMB minimum UTME score for polytechnics | Official (2025 policy meeting, reported by Nairametrics, 8 July 2025) |
| Not dated (FAQ last updated October 2021) | 140 | Score OSISATECH says makes admission “likely” | OSISATECH FAQ page; reviewed yearly |
| Any year | None | Departmental cut-off for this course | Never published by OSISATECH |
Insurance is a smaller department than Accountancy or Business Administration in most Nigerian polytechnics, and fewer candidates choose it as a first course. That usually keeps competition modest. The school has published nothing on applicant numbers, so read that as my experience of similar courses.
Safe target score for Insurance at OSISATECH (my advice)
This is my advice, not an OSISATECH table.
| Your UTME score | My read for Insurance at OSISATECH |
|---|---|
| Below 100 | Not eligible for full-time ND at any polytechnic |
| 100 to 139 | Eligible under JAMB rules, below the score the school calls likely; possible, but don’t count on it |
| 140 to 159 | At or above OSISATECH’s own “likely” line |
| 160 and above | Comfortable. This is the range I would aim for |
A 150 to 160 in the 2027 UTME gives you a comfortable margin over the school’s guide.
UTME subject combination and O’level for Insurance at OSISATECH
| Requirement | What JAMB’s brochure says |
|---|---|
| UTME subjects | Use of English (compulsory) + Mathematics + any two of Economics, Geography, Commerce, Principles of Accounts |
| O’level | Five credits: English Language (not Literature in English), Mathematics, and any three of Economics/Commerce, Business Methods, Principles of Accounts, Geography, Government, Office Practice, Biology/Agricultural Science, Chemistry, Physics, History/Government, Typewriting, Shorthand (the Social and Management Sciences entry also lists Literature in English) |
| Sittings | Not more than two (OSISATECH admission page) |
| OSISATECH remark on either brochure entry | None. The general rule applies |
| Direct Entry | Brochure section is blank; OSISATECH mentions year-two entry for NCE or ND holders |
Government is where Insurance candidates slip. It is not on the general UTME list for Insurance. A few polytechnics have remarks that accept it (IMT Enugu, Ilaro, Rivers State Poly and Ken Saro-Wiwa Poly among them), but OSISATECH has no such remark. If you want Insurance at OSISATECH, write English, Mathematics and two of Economics, Geography, Commerce and Principles of Accounts. English, Mathematics, Economics and Commerce is the safest pairing.
Government is fine as an O’level credit. The restriction applies to the UTME subjects only.
How OSISATECH admits Insurance candidates
No Post-UTME exam is held. The FAQ tells applicants to present their credentials to the admission officer at the Ogui campus and pay for the form at Ohha Microfinance Bank. The school then decides from your UTME score and O’level and recommends you on JAMB CAPS.
Worked example (illustrative)
Chiamaka scored 147 in English, Mathematics, Economics and Government. Her O’level has credits in English Language, Mathematics, Economics, Commerce and Civic Education from one sitting.
- Score: 147 is 47 above JAMB’s floor and 7 above the school’s guide.
- Subjects: Government is not on the general Insurance list, and OSISATECH has no remark accepting it. Her combination may be flagged on CAPS.
- O’level: English Language, Mathematics, Economics and Commerce are fine; Civic Education is not on the brochure’s list, so she needs one more listed subject (for example Government or Geography) to make five clean credits.
- My advice: ask the admission office before buying the form whether they will recommend her with Government. If not, Business Administration (which accepts Government) is the closer fit at OSISATECH.
How to apply for Insurance at OSISATECH, step by step
- Get your JAMB profile code: text NIN, a space and your 11-digit NIN to 55019 or 66019 from the phone line linked to your NIN.
- Register for the UTME: pick Insurance with English, Mathematics and two of Economics, Geography, Commerce or Principles of Accounts. JAMB lists the school as “Our Saviour Institute of Science, Agric. & Tech.”
- Write the UTME and clear the minimum: 100 is the JAMB floor for polytechnics; aim well above it.
- Upload your O’level on CAPS: do it at a JAMB-accredited centre. A result that is not on CAPS cannot be used for your admission.
- Change institution if needed: if OSISATECH was not your choice at registration, do a JAMB change of institution first.
- Buy the OSISATECH form: the school’s FAQ says you take your credentials to the admission officer at the Ogui campus (#1 Ogui Road, Enugu) for validation, then pay at Ohha Microfinance Bank. Its fees page says admission is not currently done online.
- Accept on CAPS: log in at efacility.jamb.gov.ng, open Check Admission Status and accept the offer. Our JAMB CAPS guide explains each status.
- Pay fees and register: pay at the bank named by the school, then complete registration. Returning students use the portal at osisatech.skool-board.com.
Warning
OSISATECH says its fees can only be paid at OHHA Microfinance Bank, #1 Ogui Road, Enugu. Do not pay anyone who offers to “process” your admission, and do not accept an admission letter that never shows up on JAMB CAPS. JAMB has said admissions done outside CAPS are illegal.
For 2026/2027 JAMB set 31 December 2026 as the deadline for polytechnics to complete admissions.
OSISATECH fees for Insurance students
OSISATECH does not list Insurance separately on its fees page. It charges the same amounts for every ND, NCE and HND student. The page carries no session label and was last modified on 19 March 2021, so treat these as the most recent official figures, which may have risen since.
| Fee item | Amount | How often |
|---|---|---|
| School fees and accommodation | ₦36,000 | Per semester |
| Portal/ICT fee | ₦3,000 | Per semester |
| Utility fee | ₦3,000 | Per semester |
| Admission form | ₦10,000 | First year only |
| Matriculation fee | ₦10,000 | First year only |
| Medical insurance | ₦5,000 | First year only |
| Sports levy | ₦12,000 | First year only |
| Founder’s anniversary | ₦1,000 | First year only |
Adding those up (my arithmetic, not an OSISATECH total), a first-year ND student on the 2021 figures would pay ₦84,000 across two semesters plus ₦38,000 in one-off charges: about ₦122,000, with accommodation included in the semester fee. The school’s FAQ page (last updated October 2021) also says there is no acceptance fee. Ask the admission office for the current schedule before you pay anything, because 2021 prices are unlikely to have held.
Studying Insurance at OSISATECH
The full-time ND runs for two years with SIWES. After it you can do a year of industrial training and apply for HND. OSISATECH’s admission page also offers part-time ND, which it says does not need the UTME.
What you study
- Principles and practice of insurance, risk management and insurance law.
- Life assurance and general (non-life) insurance, including motor, fire and marine.
- Underwriting, claims handling and insurance marketing and broking.
- Accounting, economics, business statistics and computer applications, with a final project.
Accreditation
NBTE approved OSISATECH to admit ND students in December 1991, according to the school’s About page, and NBTE’s 2020 Directory of Accredited Programmes lists it as a private polytechnic (serial 101, P.M.B. 01161, Enugu). The programme-level accreditation status of Insurance is not confirmed: the directory’s programme tables could not be read, and OSISATECH does not publish it. Before you pay, ask the admission office to show you the current NBTE accreditation for the course. It affects whether you can move on to HND and how employers treat the ND.
Careers
Insurance graduates start as agents, underwriting or claims assistants, broking staff and customer service officers in insurance companies and banks that sell insurance products. The professional route is the Chartered Insurance Institute of Nigeria (CIIN) examinations, and the industry is regulated by NAICOM.
Related OSISATECH courses
- OSISATECH Banking and Finance cut-off mark
- OSISATECH cut-off mark for Accountancy
- OSISATECH cut-off mark for Business Administration and Management
- OSISATECH Cooperative Economics and Management cut-off mark
If you are weighing a public polytechnic, see our IMT Enugu Insurance cut-off mark guide, where Government is accepted in the UTME.
Mistakes Insurance applicants make
- Writing Government in the UTME: not on the general list and no OSISATECH remark accepts it.
- Dropping Mathematics: it is compulsory in the UTME for Insurance.
- Counting Civic Education or Literature for English: check each O’level subject against the brochure list.
- Not accepting on CAPS: the offer must be accepted on JAMB’s portal.
Getting ready for the 2027 exam? Start with when JAMB 2027 registration starts.
OSISATECH Insurance cut-off mark: frequently asked questions
What is OSISATECH cut-off mark for Insurance? There is no published departmental figure. The JAMB minimum is 100, and OSISATECH’s FAQ says 140 and above is likely to be admitted.
Can I use Government in JAMB for Insurance at OSISATECH? Not under the general brochure rule, and OSISATECH has no remark allowing it. Use Economics, Geography, Commerce or Principles of Accounts with Mathematics.
Why is Insurance listed twice for OSISATECH on JAMB’s list? JAMB’s list carries Insurance under both Administration and Social and Management Sciences. The two entries have the same UTME and O’level rules, so either way it is the same ND course.
Can I study Insurance in OSISATECH without JAMB? Only on the part-time ND, which OSISATECH’s admission page says does not require the UTME. Full-time ND applicants must sit the UTME of that year.
Sources and updates
OSISATECH’s place on JAMB’s list and the course names come from Myschool’s reprint of the JAMB institution course list (Our Saviour Institute of Science, Agric. & Tech., 17 entries, checked 30 October 2026). The UTME and O’level rules come from Myschool’s reprint of the JAMB polytechnic brochure: Insurance (Administration) and Insurance (Social and Management Sciences). The five-credit rule, the UTME rule for full-time ND, part-time ND and the HND entry rule are from OSISATECH’s admission page (last modified 10 February 2023). The 140 “likely” score, the no Post-UME and no acceptance fee answers and the form process are from the school’s FAQ page (last modified 13 October 2021). The fee table is from the OSISATECH fees page (last modified 19 March 2021). Founding details and the December 1991 NBTE approval are from osisat.edu.ng/about, and NBTE’s 2020 Directory of Accredited Programmes lists the school as a private polytechnic (serial 101). The 100 minimum and the 31 December 2026 deadline are from NAN, 11 May 2026; the 2025/2026 figure is from Nairametrics (8 July 2025).
Checked on 30 October 2026. OSISATECH had not published a 2026/2027 admission notice in any source we could reach. When it does, or when JAMB sets the 2027 minimum, this page will be updated.
I am Jude Chinecherem, a final-year MBBS student at the University of Nigeria, Nsukka. I know what it feels like to want an education your family cannot afford. When my parents could not pay for my schooling, I had to learn how to find scholarships and work the system out on my own, with nobody to guide me. I came out the other side, and now I share everything I learned so the next student does not have to figure it out alone. This is the advice I wish someone had given me back then.
